When it comes to choosing a medical aid, there’s no one-size-fits-all answer. The best medical aid scheme – and medical aid plan – for you depends on your specific circumstances such as your health, budget, age and family situation.
When choosing a medical aid, start by asking yourself a few key questions:
Most medical schemes offer a variety of plans to suit different individuals: hospital plans, for example, are the cheapest plans available because they only cover you for procedures performed if you’re admitted to hospital. Because of this, hospital plans are suited to healthy individuals with no existing health problems, and those who don’t have families or dependants. On the other hand, comprehensive medical aid plans are more expensive, but they will cover you for many more health expenses such as doctor visits, screenings, medication and out-patient procedures. These are best for people with small children, who are older, or who have medical conditions.
DISCLAIMER: The information on this website is for educational purposes only, and is not intended as medical advice, diagnosis or treatment. If you are experiencing symptoms or need health advice, please consult a healthcare professional.