flexiFEDSavvy
flexiFEDSavvy
From
- First Medical Aid, Healthy, Young
flexiFED Savvy is probably the most affordable medical aid for young people in the market.
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Unlimited virtual GP consults
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Mental health benefit
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Upgrade any time
Need more detail?
Want to check out other plans?
flexiFEDSavvy
flexiFEDSavvy
From
- First Medical Aid, Healthy, Young
If you’re just starting out in life and digitally savvy, our super affordable, customisable hospital plan with a day-to-day back-up plan might be just right for you.
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Unlimited virtual GP consults
-
Mental health benefit
-
Upgrade any time
Need more detail?
Want to check out other plans?
Need a medical aid quote?
Tell us about you and your healthcare needs, and we’ll suggest a medical aid plan that closely matches your needs and budget
Type of Plan
Here’s where Fedhealth is truly unique: we let YOU choose how to pay for your day-to-day savings.
Choose how you pay for your day-to-day benefits and which hospitals you want available to you
Hospital Plan
Keep your contributions as low as possible by
choosing a Fedhealth Hospital Plan.
You're covered for any emergencies and hospital
stays, but visits to the dentist
or over-the-counter medicine will be paid from
your pocket.
Get in-hospital cover, but pay for day-to-day expenses like medication at the pharmacy yourself.
This keeps your contributions as low as possible.
Get in-hospital cover, but pay for day-to-day expenses like medication at the pharmacy yourself.
This keeps your contributions as low as possible in 2025.
Savings Plan
More Info
Pick a Savings Plan to enjoy the benefits of
a traditional medical savings account. This
is solid hospital cover with an additional
amount added to your premium to cover
your day-to-day expenses, such as a
specialist visit or blood tests.
We give you an annual pool of funds for day-to-day expenses upfront. It’s already added to your monthly contribution.
Since Fedhealth pays more from Risk, your day-to-day benefits tend to go further with us!
We give you an annual pool of funds for day-to-day expenses upfront. It’s already added to your monthly contribution.
Since Fedhealth pays more from Risk, your day-to-day benefits tend to go further with us!
Flexible Savings Plan
More Info
A Fedhealth innovation! A Flexible Savings
Plan is for you if you want mostly a hospital
plan, but like the idea of having a day-to-day
back-up plan. Make transfers from your
MediVault to your Wallet to pay for antibiotics at
the pharmacy or a physio visit. You only pay for
what you use – interest-free over 12 months.
Unique to Fedhealth! This is a day-to-day back-up plan in case you need it.
You only pay for the day-to-day savings you use – interest-free over 12 months.
Unique to Fedhealth! This is a day-to-day back-up plan in case you need it.
You only pay for the day-to-day savings you use – interest-free over 12 months.
How does Flexible Savings work?
Let’s say you only get sick once in the year, or hurt.
You’d only want to pay for the medical savings you need to cover this one event, right?
Here’s how it would work:
Here’s how it would work:
- You need R600 worth of medication for this one-time flu.
- Simply activate the R600 from your Fedhealth Savings to pay for this medication.
- The R600 you used is divided into 12 equal payments and added to your monthly premium in order for you to pay it off.
Here’s how it would work:
- You need R600 worth of medication for this one-time flu.
- Simply activate the R600 from your Fedhealth Savings to pay for this medication.
- The R600 you used is divided into 12 equal payments and added to your monthly premium in order for you to pay it off.
In summary:
You spent R600 of your Savings:
R600 / 12 = R50 pm
In summary:
You spent R600 of your Savings:
R700 / 12 = R50 pm
Added to your monthly payment:
E.g: R1 055 + R50 = R1 105 p/m for the rest of the year
Instead of paying R2 000 p/m for traditional savings, you only spend the R50 p/m to pay back what you’ve used.
E.g: R1000 + R50 = R1 050 p/m for the rest of the year
Instead of paying R2 000 p/m for traditional savings, you only spend the R50p/m to pay back what you’ve used.
Benefits we cover
In Hospital Cover
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Unlimited private hospitalisation at a network hospital up to PMB level of care
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Unlimited in-hospital cover for network GPs and specialists
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Unlimited virtual GP consults and 3 in-person consults
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Unlimited private hospitalisation at a network hospital up to PMB level of care
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Unlimited in-hospital cover for network GPs and specialists
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Unlimited virtual GP consults and 3 in-person consults
Chronic Benefits
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While this is a hospital plan, you’re still covered for 27 chronic diseases as listed on the Chronic Disease List (CDL).
This means you get unlimited cover for diseases on the CDL at any pharmacy.
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While this is a hospital plan, you’re still covered for 27 chronic diseases as listed on the Chronic Disease List (CDL).
This means you get unlimited cover for diseases on the CDL. Members need to use a DSP pharmacy to obtain their chronic medicine. DSP’s are: Dis-Chem Courier, Clicks Courier and Pharmacy Direct. Subject to a 25% co-payment for non-use of DSP
Screening Benefits
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Get all the tests and healthcare assessments you need to keep your health on the right track as a savvy single:
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We cover one Pap smear (cervical cancer screening) every three years for women aged 21 to 65
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We cover 1 HPV PCR test every 5 years for women aged 21 – 65.
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Enjoy a free flu vaccination once a year
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Get one free HIV finger-prick test per year
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Enjoy one wellness screening per year including BMI, blood pressure, finger-prick cholesterol, and glucose tests
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Enjoy one preventative screening per year with a contracted wellness network provider including waist-to-hip ratio, body fat %, flexibility, posture, and fitness assessments
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Get all the tests and healthcare assessments you need to keep your health on the right track as a savvy single:
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We cover one Pap smear (cervical cancer screening) every three years for women aged 21 to 65
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We cover 1 HPV PCR test every 5 years for women aged 21 – 65.
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Enjoy a free flu vaccination once a year
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Get one free HIV finger-prick test per year
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Enjoy one wellness screening per year including BMI, blood pressure, finger-prick cholesterol, and glucose tests
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Enjoy one preventative screening per year with a contracted wellness network provider including waist-to-hip ratio, body fat %, flexibility, posture, and fitness assessments
Additional Benefits
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Virtual mental wellness support through the October Health App.
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Call our 24-hour toll-free Nurse Line for expert medical and health advice from qualified nurses.
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We cover the GoSmokeFree Smoking Cessation Programme to help you quit your smoking habit for good!
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Virtual mental wellness support through the October Health App.
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Call our 24-hour toll-free Nurse Line for expert medical and health advice from qualified nurses.
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We cover the GoSmokeFree Smoking Cessation Programme to help you quit your smoking habit for good!
Your day-to-day benefits
Fedhealth’s flexiFED medical aid plans help your money go further by covering you for a range of day-to-day benefits from Risk, and not your Fedhealth Savings. This means members can save a significant amount since they can use their Fedhealth Savings for other expenses instead.
Fedhealth’s flexiFED medical aid plans help your money go further by covering you for a range of day-to-day benefits from Risk, and not your Fedhealth Savings. This means members can save a significant amount since they can use their Fedhealth Savings for other expenses instead.
Benefits Unique To Fedhealth
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We cover take-home medicine for seven days to a maximum of R400 per beneficiary per hospital event at 100% of the Medicine Price List.
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Another benefit unique to Fedhealth! Upgrade to a higher option within 30 days of a life-changing event, like a pregnancy or the diagnosis of a serious illness.
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We cover take-home medicine for seven days to a maximum of R400 per beneficiary per hospital event at 100% of the Medicine Price List.
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Another benefit unique to Fedhealth! Upgrade to a higher option within 30 days of a life-changing event, like a pregnancy or the diagnosis of a serious illness.
Trauma Benefits
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Trauma treatment at the casualty ward. An R800 co-payment will apply per visit for non-PMBs (Prescribed Minimum Benefits)
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Trauma treatment at the casualty ward. An R850 co-payment will apply per visit for non-PMBs (Prescribed Minimum Benefits)
*An R800 co-payment will apply per visit for non-PMBs (Prescribed Minimum Benefits)
*An R800 co-payment will apply per visit for non-PMBs (Prescribed Minimum Benefits)
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Cover for follow-up treatment for 30 days after being discharged from hospital. These include physio, x-rays and pathology.
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Unlimited specialised radiology at PMB level of care
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Cover for follow-up treatment for 30 days after being discharged from hospital. These include physio, x-rays and pathology.
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Unlimited specialised radiology at PMB level of care
Lifestyle Benefits
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Female contraception including certain oral and injectable contraceptives
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Female contraception including certain oral and injectable contraceptives
*These need to be prescribed by a GP or gynae and can not be prescribed for acne.
Having trouble choosing ?
Frequently asked questions
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Total Contributions
R0 Risk cover (main member)
R0 Dependant/s contribution
R0 Day-to-day portion
R0 p/m
Annual day-to-day: R0 p/y
*Calculations are not final and does not include any late joiner penalties or pro rate amounts
Having trouble choosing ?
Want to check out other plans?
Need a medical aid quote?
Tell us about you and your healthcare needs, and we’ll suggest a medical aid plan that closely matches your needs and budget
