flexiFED 3
flexiFED 3
flexiFED 3 is the ideal plan for young, growing families, helping you with health cover for pregnancy, birth and those busy early childhood years. Get unlimited maternity cover with network GPs and specialists, and unlimited cover for network GPs and specialists. Add to that access to a MediVault and Wallet for those unforeseen day-to-day medical expenses, and a valuable Threshold Benefit that kicks in once claims have reached the correct level, and you’re looking at good, all-round cover.
flexiFED 3 is the ideal plan for young, growing families, helping you with health cover for pregnancy, birth and those busy early childhood years. Get unlimited maternity cover with network GPs and specialists, and unlimited cover for network GPs and specialists. Add to that access to a MediVault and Wallet for those unforeseen day-to-day medical expenses, and a valuable Threshold Benefit that kicks in once claims have reached the correct level, and you’re looking at good, all-round cover.
This refers to the procedures and treatments that take place in hospital, which you’re covered for as follows:
On this option, you’re covered for 26 chronic diseases as listed on the Chronic Disease List (CDL), PLUS an additional three.
This means unlimited cover for diseases on the CDL, as well as eczema, acne and allergic rhinitis for children, at either Designated Service Provider or a provider of choice. Intermediate formulary and the Medicine Price List (MPL) apply.
This medical aid plan option also has a benefit of R3 200 per family for attention deficit hyperactivity disorder, depression, generalised anxiety disorder and post-traumatic stress disorder.
flexiFED 3: Preferred Provider - Clicks, Dis-Chem, Medirite (and their courier pharmacies), and Pharmacy Direct
flexiFED 3 GRID: Preferred Provider - Clicks, Dis-Chem, Medirite (and their courier pharmacies), and Pharmacy Direct
flexiFED 3 Elect: Designated Service Provider - Clicks Direct Medicines, Dis-Chem Direct, Medirite Courier Pharmacy and Pharmacy Direct
Make sure you and your little ones stay healthy and vibrant with cover for a range of preventative healthcare assessments and tests:
Bonus Benefits:
Want to make sure all bases are covered when it comes to your family’s health? Add on extras to your plan with things like professional medical advice and a transport service when you need post-hospitalisation check-ups.
Once you’ve reached the Threshold Level, enjoy:
At Fedhealth we are all about control, flexibility and choice. Our flexiFED options are made one member at a time, and you can customise your Hospital/Risk cover to fit your budget and your needs perfectly.
Full cover at all private hospitals
At Fedhealth we are all about control, flexibility and choice. Our flexiFED options are made one member at a time, and you can customize your Hospital/Risk cover to fit your budget and your needs perfectly.
Full cover at network hospitals
In exchange, you must use Fedhealth’s Private Hospital Network for planned procedures. The network includes over 100 of South Africa’s best private hospitals and 90% of our members live within a 10-kilometre radius of these hospitals. You can still use a non-network hospital if you wish, but you will then have to pay a R13 000 co-payment. However, the co-payment does not apply in case of emergencies.
Full cover at any private hospital with a co-payment for elective surgery
In exchange, you will be charged a fixed excess of R13 000 on all hospital admissions, except for emergencies. This excess however only applies to the hospital bill; you could still have co-payments on out-of-network specialists, a procedure co-payment or shortfalls because benefit limits have been exceeded
Some people are happy to do a little extra admin if it saves them money. For other, convenience and simplicity is king. Whichever means more to you, you can choose how you want to structure your MediVault repayments,
Pay for your day-to-day benefits when you need to use them.
You don't pay for day-to-day benefits until you use them. This could save you thousands every month.
You pay less without compromising on the quality of your benefits.
You are in full control over how much you pay for your medical aid.
Let us manage your day-to-day funds automatically.
Simplicity - you choose once and your monthly repayment will never vary.
One debit order every month.
No admin, we'll manage your day-to-day funds automatically.
MediVault annual cover