flexiFED 1

Single, healthy and just starting out your adult life? flexiFED 1 is an affordable hospital plan that gives you solid medical aid cover at a great price. Get access to a MediVault and Wallet to help cover unexpected day-to-day medical bills, while the valuable Threshold Benefit kicks in once your claims have reached a certain level. This is the perfect entry-level hospital plan if you’re young and healthy!

From
R 1 393 per month

WHAT DOES IT COVER?

Single, healthy and just starting out your adult life? flexiFED 1 is an affordable hospital plan that gives you solid medical aid cover at a great price. Get access to a MediVault and Wallet to help cover unexpected day-to-day medical bills, while the valuable Threshold Benefit kicks in once your claims have reached a certain level. This is the perfect entry-level hospital plan if you’re young and healthy!

Here are the procedures and treatments that take place in hospital which you’re covered for under this option.

  • Unlimited network hospitalisation for your peace of mind if you do need to be admitted.
  • Unlimited maternity cover at cost,  with network GPs and specialists.
  • Unlimited coverage for network GPs and specialists.

Coverage for non-network GPs, specialists, and other healthcare providers covered up to 100% of the Fedhealth Rate

While this is a hospital plan, you’re still covered for 27 chronic diseases as listed on the Chronic Disease List (CDL).

This means you get unlimited cover for diseases on the CDL at a Designated Service Provider (see below). Basic formulary and the Medicine Price List (MPL) apply.

Designated Service Providers:

flexiFED 1: Clicks, Dis-Chem, MediRite, and the following courier pharmacies: Clicks Direct Medicines, Dis-Chem Direct, and Pharmacy Direct

flexiFED 1 Elect: Clicks Direct Medicines, Dis-Chem Direct, and Pharmacy Direct

While you may be young and free of any serious health issues, prevention is better than cure. Get all the tests and healthcare assessments you need to keep your health on the right track as a young single.

  • We cover one Pap smear (cervical cancer screening) every three years for women aged 21 to 65.
  • Get a free cholesterol screening (full lipogram) every five years if you’re over the age of 20.
  • Enjoy a free flu vaccination once a year!
  • Get one free HIV finger-prick test per year.
  • Enjoy one wellness screening per year including BMI, blood pressure, finger-prick cholesterol, and glucose tests.
  • Enjoy one preventative screening per year with a contracted wellness network provider including waist-to-hip ratio, body fat %, flexibility, posture, and fitness assessments.

 

 

 

 

While you may be in great health, we want to optimise it even more, which is why we offer extras to this hospital plan such as professional medical advice and a transport service when you need post-hospitalisation check-ups.

  • You can upgrade to a higher option within 30 days of a life-changing event, like a pregnancy or the diagnosis of a dread disease.
  • Phone our 24-hour toll-free Nurse Line for expert medical and health advice from qualified nurses.
  • Our MediTaxi service transports you to follow-up medical treatments following a hospital stay (only certain regions).
  • Use our USSD call-back service, SOS Call Me, to access Emergency Medical Services, the Fedhealth Nurse Line or MediTaxi – free of charge to you!
  • Call our 24-hour Emotional Wellbeing Programme support line to get you through life’s ups and downs.
  • If the stress of adulting is affecting your waistline, join our 12-week Weight Management Programme led by biokineticists and dieticians to make healthy lifestyle changes.
  • We cover the GoSmokeFree Smoking Cessation Programme to help you quit your smoking habit for good!

You pay back your MediVault over 12 months, interest-free.

 

  • All pregnant members and dependants can join the Fedhealth Baby Programme.
  • We cover four consultations with a midwife in- and out-of-hospital under our postnatal midwifery benefit.
  • We cover a doula up to R3 000 per delivery.
  • We cover one test with an audiologist per infant up to the Fedhealth Rate (including consultation).
  • You have access to the Paed-IQ advice line for all your paediatric questions.
  • We cover take-home medicine for seven days per hospital event at 100% of the Medicine Price List.
  • We will cover your follow-up treatment for 30 days once you get discharged from hospital, like physio, x-rays and pathology.
  • You benefit from trauma treatment at a casualty ward – whether you’re admitted to the hospital or not. A R630 co-payment will apply per visit for non-PMBs (if you’re not admitted to hospital straight from casualty).
  • You enjoy unlimited specialised radiology from Risk if you get pre-authorisation from us. The first R3 310 for non-PMB MRI/CT scans will be for your account.
  • Female contraception: We cover oral, patches, contraceptive rings, certain injectables and IUDs that include Mirena (prescribed by a GP or gynae, and not prescribed for acne).

 

Threshold Benefit:

Once you’ve reached the Threshold Level you’ll enjoy:

  • Unlimited GP visits at nominated network GPs!
  • A preventative dentistry benefit at a contracted dentist including x-rays, scaling, and polishing.

WANT TO KNOW MORE?

For more information relating to this option, download the relevant document below.

SAVE ON HOSPITAL COVER

At Fedhealth we are all about control, flexibility and choice. Our flexiFED options are made one member at a time, and you can customise your Hospital/Risk cover to fit your budget and your needs perfectly.

Any Hospital

Full cover at all private hospitals

R 1 788

per month

The Any Hospital flexiFED variant offers no additional discounts. flexiFED 1 is a network hospital option, while flexiFED 2, 3, and 4 covers planned procedures at any private hospital.

Save

25%

Elect

Full cover at any private hospital with a co-payment for elective surgery

R 1 393

per month

In exchange, you will be charged a fixed excess of R12 500 on all hospital admissions except for emergencies. This excess however only applies to the hospital bill; you could still have co-payments on out-of-net- work specialists, a procedure co-payment or shortfalls because benefit limits have been exceeded.

CHOOSE YOUR REPAYMENT STRUCTURE

Some people are happy to do a little extra admin if it saves them money. For other, convenience and simplicity is king. Whichever means more to you, you can choose how you want to structure your MediVault repayments,

Flexible

Save up to 25% and only pay for specific day-to-day benefits when you need them – with our Flexible option.

  • You don't pay for day-to-day benefits until you use them. This cound save you thousands every month.

  • You pay less without compromising on the quality of your benefits.

  • You are in full control over how much you pay for your medical aid.

Fixed

Want something super simple? Let us take care of your payments with the automatic Fixed option.

  • Simplicity - you choose once and your monthly repayment will never vary.

  • One debit order every month.

  • No admin, we'll manage your day-to-day funds automatically.

SET YOUR MEDIVAULT ACCESS

ADULT DEPENDANT
CHILD DEPENDANT
HOSPITAL COVER

MediVault annual cover

PM
Total monthly contribution

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