Compare Plans

You can only compare 3 plans at a time. Remove plans from comparison to compare another.

flexiFED 1


flexiFED 2


flexiFED 3


flexiFED 4


myFED


maxima EXEC


maxima PLUS


In-hospital benefit

Most costs for hospitalisation are covered from this benefit and must be pre-authorised. A R6 400 co-payment applies on voluntary use of non-network hospital

Most costs for hospitalisation are covered from this benefit and must be pre-authorised. Unlimited at negotiated tariff at a hospital of your choice.

Most costs for hospitalisation are covered from this benefit and must be pre-authorised. Unlimited at negotiated tariff at a hospital of your choice.

Most costs for hospitalisation are covered from this benefit and must be pre-authorised. Unlimited at negotiated tariff at a hospital of your choice.

Most costs for hospitalisation are covered from this benefit and must be pre-authorised. A R11 500 co-payment applies on voluntary use of non-network hospital

Most costs for hospitalisation are covered from this benefit and must be pre-authorised. Unlimited at negotiated tariff at a hospital of your choice.

Most costs for hospitalisation are covered from this benefit and must be pre-authorised. Unlimited at negotiated tariff at a hospital of your choice.

Chronic disease benefit

You get cover for conditions on the Chronic Disease List (CDL) at provider of choice. Subject to basic formulary and MPL

You get cover for conditions on the Chronic Disease List (CDL) at provider of choice. Subject to the intermediate formulary and MPL

You get cover for conditions on the Chronic Disease List (CDL) and cover for 3 additional conditions for children up to the age of 18 namely:

  • Allergic Rhinitis
  • Eczema
  • Acne (up to the age of 21)

Medicine can be obtained at a provider of choice. Subject to intermediate formulary and MPL

You get cover for conditions on the Chronic Disease List (CDL) and cover for 17 additional conditions. Medicine can be obtained at a provider of choice. Subject to intermediate formulary and MPL. Take a look at the conditions covered on this option

  

 

You get cover for conditions on the Chronic Disease List (CDL) at a designated service provider (DSP). Subject to basic formulary and MPL

You get cover for conditions on the Chronic Disease List (CDL) and cover for 28 additional conditions. Medicine can be obtained at a provider of choice. Subject to intermediate formulary and MPL. Take a look at the conditions covered on this option

  

 

You get cover for conditions on the Chronic Disease List (CDL) and cover for 40 additional conditions. Medicine can be obtained at a provider of choice. Subject to intermediate formulary and MPL. Take a look at the conditions covered on this option

  

 

Screening benefits

Cover for women's, children's, cardiac and general health risk assessments and screenings.

Cover for women's, children's, cardiac and general health risk assessments and screenings.

Cover for women's, children's, cardiac and general health risk assessments and screenings.

Cover for women's, children's, cardiac and general health risk assessments and screenings.

Cover for flu vaccinations, HIV finger prick test and wellness screenings.

Cover for women's, children's, cardiac and general health risk assessments and screenings for older members.

Cover for women's, children's, cardiac and general health risk assessments and screenings for older members.

Maternity benefits

Cover for in-hospital maternity expenses only. Out-of-hospital medical expenses can be covered by the MediVault and Wallet.

Cover for in-hospital maternity expenses and the following out-of-hospital benefits :

  • 2 x 2D scans;
  • Antenatal classes up to R1 050;
  • 8 antenatal and/ or postnatal consults with a midwife, Network GP or network gynaecologist;
  • Amniocentesis
  • Access to the Fedhealth baby programme
  • The doula benefit

Cover for in-hospital maternity expenses in a private ward and the following out-of-hospital benefits :

  • 2 x 2D scans;
  • Antenatal classes up to R1 050;
  • 12 antenatal and/ or postnatal consults with a midwife, Network GP or network gynaecologist,
  • Amniocentesis
  • Access to the Fedhealth baby programme
  • The doula benefit

Cover for in-hospital maternity expenses only. Out-of-hospital medical expenses can be covered by the MediVault and Wallet.

Unlimited cover for natural births and emergency Caesarean sections.

Cover for in-hospital maternity expenses only. Out-of-hospital medical expenses can be covered by the medical savings account.

Cover for in-hospital maternity expenses only. Out-of-hospital medical expenses can be covered by the medical savings and OHEB account

Additional benefits

Fedhealth pays for the following day-to-day expenses to help members’ day-to-day savings last longer

• 7 days of take home medicine
• Treatment for up to 30 days after hospitalisation
• Specialised Radiology
• Trauma treatment at casualty ward
• Female contraceptives

Fedhealth pays for the following day-to-day expenses to help members’ day-to-day savings last longer • 7 days of take home medicine • Treatment for up to 30 days after hospitalisation • Specialised Radiology • Trauma treatment at casualty ward • Female contraceptives

Fedhealth pays for the following day-to-day expenses to help members’ day-to-day savings last longer

  • 7 days of take home medicine 
  • Treatment for up to 30 days after hospitalisation
  • Specialised Radiology
  • Trauma treatment at casualty ward
  • Female contraceptives

Fedhealth pays for the following day-to-day expenses to help members’ day-to-day savings last longer

  • 7 days of take home medicine
  • Treatment for up to 30 days after hospitalisation
  • Specialised Radiology
  • Trauma treatment at casualty ward
  • Female contraceptives
  • Unlimited network GP visits from the first visit

Fedhealth pays for the following day-to-day expenses to help members’ day-to-day savings last longer

• 7 days of take home medicine
• Trauma treatment at casualty ward
• Female contraceptives

Fedhealth pays for the following day-to-day expenses to help members’ day-to-day savings last longer

  • 7 days of take home medicine
  • Treatment for up to 30 days after hospitalisation
  • Specialised Radiology
  • Trauma treatment at casualty ward
  • Female contraceptives
  • Unlimited network GP visits once annual savings has been depleted

Fedhealth pays for the following day-to-day expenses to help members’ day-to-day savings last longer

  • 7 days of take home medicine
  • Treatment for up to 30 days after hospitalisation
  • Specialised Radiology
  • Trauma treatment at casualty ward
  • Female contraceptives
  • Unlimited network GP visits once annual savings and OHEB has been depleted

Threshold benefit

In order to access your Benefit Maximiser, you need to submit all day-to-day claims to accumulate to the Benefit Maximiser Threshold Level. Thereafter, certain claims will be paid from the Benefit maximiser. These include: preventative dentistry and unlimited network GP visits.

In order to access your Benefit Maximiser, you need to submit all day-to-day claims to accumulate to the Benefit Maximiser Threshold Level. Thereafter, certain claims will be paid from the Benefit maximiser. These include: basic dentistry and unlimited network GP visits.

In order to access your Benefit Maximiser, you need to submit all day-to-day claims to accumulate to the Benefit Maximiser Threshold Level. Thereafter, certain claims will be paid from the Benefit maximiser. These include: basic dentistry and unlimited network GP visits.

The Threshold Benefit pays for certain day-to-day expenses once your claims have accumulated up to the required Threshold level. The threshold level is reached through the accumulation of claims paid from the member’s Savings/ Wallet or self-funded through the year at the Fedhealth Rate. 

The Threshold Benefit pays for certain day-to-day expenses once your claims have accumulated up to the required Threshold level. The threshold level is reached through the accumulation of claims paid from the member’s Savings or self-funded through the year at the Fedhealth Rate. 

The Threshold Benefit pays for certain day-to-day expenses once your claims have accumulated up to the required Threshold level. The threshold level is reached through the accumulation of claims paid from the member’s Savings and OHEB or self-funded through the year at the Fedhealth Rate. 

Pay less on your monthly contributions

Save on your contribution by choosing a restricted hospital network or just pay an R11500 excess for planned procedures at a hospital of your choice.

Save 11% on your contribution by committing to use use Fedhealths network of more than 100 world class hospitals OR Save 25% by using Fedhealth's restricted hospital network or just pay an R11 500 excess for planned procedures at a hospital of your choice.

Save 11% on your contribution by committing to use use Fedhealth's network of more than 100 world class hospitals OR Save 25% by using Fedhealth's restricted hospital network or just pay an R11 500 excess for planned procedures at a hospital of your choice.

Save 11% on your contribution by committing to use use Fedhealth's network of more than 100 world class hospitals OR Save 25% by using Fedhealth's restricted hospital network or just pay an R11 500 excess for planned procedures at a hospital of your choice.

Save 11% on your contribution by committing to use Fedhealth's network of more than 100 world class private hospitals

Day-to-day benefits

You are allocated money for day-to-day medical expenses available in your personal MediVault. This amount is based on your family composition and is not pro-rated. To access these funds you can transfer it in full upfront or in part as needed to your wallet:

flexiFED 1

Member R3 600
Member + 1 dependant R6 000
Member + 2 dependants R7 200
Member + 3 or more dependants R8 700

flexiFED 1Elect

Member R2 700
Member + 1 dependant R4 500
Member + 2 dependants R5 400
Member + 3 or more dependants R6 600

You are allocated money for day-to-day medical expenses available in your personal MediVault. This amount is based on your family composition and is not pro-rated. To access these funds you can transfer it in full upfront or in part as needed to your wallet

flexiFED 2

M R4 200
M + 1 R7 800
M + 2 R9 000
M + 2+ R10 800

flexiFED 2 GRID

M R3 600
M + 1 R6 900
M + 2 R8 100
M + 2+ R9 600

flexiFED 2 Elect

M R3 300
M + 1 R6 000
M + 2 R6 900
M + 2+ R8 100

You are allocated money for day-to-day medical expenses available in your personal MediVault. This amount is based on your family composition and is not pro-rated. To access these funds you can transfer it in full upfront or in part as needed to your wallet

flexiFED 3

Member R5 100
Member + 1 dependant R9 600
Member + 2 dependants R11 100
Member + 2 or more dependants R13 200

flexiFED 3 GRID

Member R4 500
Member + 1 dependant R8 700
Member + 2 dependants R9 900
Member + 2 or more dependants R11 700

flexiFED 3 Elect

Member R3 900
Member + 1 dependant R7 200
Member + 2 dependants R8 400
Member + 2 or more dependants R9 900

You are allocated money for day-to-day medical expenses available in your personal MediVault. This amount is based on your family composition and is not pro-rated. To access these funds you can transfer it in full upfront or in part as needed to your wallet

flexiFED 4

Member R7 500
Member + 1 dependant R14 100
Member + 2 dependants R16 200
Member + 2 or more dependants R19 500

flexiFED 4 GRID

Member R6 600
Member + 1 dependant R12 600
Member + 2 dependants R14 400
Member + 2 or more dependants R17 400

flexiFED 4 Elect

Member R5 700
Member + 1 dependant R10 500
Member + 2 dependants R12 300
Member + 2 or more dependants R14 700

Please see plan details for day-to-day benefits paid by the Scheme

Amount available for day-to-day expenses

Annual Savings

Member R9 024
Adult Dependant R7 824
Child Dependant (up to a maximum of 3 children) R2 820

Amount available for day-to-day expenses

Annual Savings and OHEB

Member R14 243
Adult Dependant R11 047
Child Dependant (up to a maximum of 3 children) R3 662